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2454f5f865
Drops the after-insurance revival cost from level × 50k to level × 5k (before-insurance still 5×). On check-in, Nurse Joy now lets the player attempt a CHA save vs DC 15: - nat 1 → auto-fail, full price - < 15 → fail, full price - >= 15 → pass, bill halved - nat 20 → bill fully waived (no debit, no community-pot cut) Outcome is pinned on the pending interaction (Discounted/Waived) so the TOCTOU recompute at confirm preserves the discount/waiver and can't be re-rolled. Bill DM reordered: itemized → after-insurance (pre-haggle) → 🎲 roll line + Nurse Joy reaction → final amount with strikethrough on the pre-haggle figure. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>